Mortgage Help For Homeowners 909-493-5631

Action Saves Homes

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📞 909-493-5631

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    • Options
    • What is Foreclosure
    • Testimonials
    • Q & A
    • Articles
    • Blog
    • Services
    • Español
    • CA. Homeowner Rights

Action Saves Homes

Action Saves HomesAction Saves HomesAction Saves Homes

📞 909-493-5631

  • Options
  • What is Foreclosure
  • Testimonials
  • Q & A
  • Articles
  • Blog
  • Services
  • Español
  • CA. Homeowner Rights

Apply for Homeowner Assistance Programs

Apply for Homeowner Assistance ProgramsApply for Homeowner Assistance ProgramsApply for Homeowner Assistance Programs

and more...

☎️ Free consultation

Foreclosure Assistance Programs...

Lender Programs

  • Loan modification – is the most common way to Stop Foreclosure. Lenders have different Homeowner Assistance Programs available for those that qualify. When approved the lender changes the terms of your original loan. If you can make payments on your loan, but don’t have enough money to bring the loan current this will make sense for you. The new terms may change the interest rate and extend the number of years left to repay your loan. The change in terms may include a repayment plan. Lenders have their individual requirements for approval and we've worked with them all! 

Call (909) 493-5631 to hear what Homeowner Assistance Programs you may qualify for.


  • Reinstatement –Stops the Home Foreclosure process when you make a single payment to catch up with everything that is pass due on a home loan. Lenders are always open to accepting the total amount owed in a lump sum by a specific date. Most homeowners in foreclosure are unable to make this large payment. 


 • Forbearance – Does not stop a home foreclosure. A Forbearance is when your mortgage servicer or lender allows you to pause or reduce your mortgage payments for a limited time while you build back your finances. This is typically stops the foreclosure process for a short period of time. Once the agreed upon time is over the homeowner must bring the loan current or get approved for a loan modification. The Covid-19 Cares Act provided relief for Homeowners. Call (909) 493-5631 to learn what you qualify for.


• Repayment plan – is an agreement to resume making your regular monthly payments, Plus a portion of the past due amount each month till you are current. To learn more about the Homeowner Assistance Programs available Call (909) 493- 5631. 


Deed-in-lieu of foreclosure – Your lender may be willing to allow you to sign your property over to them. This avoids a foreclosure but not recommended. 


Additional Options

Lawyer & Real Estate Agents

• Bankruptcy –filing bankruptcy will stop your home foreclosure for a short period of time. You will need to go to court and the judge will decide how the missed house payments will be handled. Your lender may request that your missed house payments not be included. You must consult with a lawyer if you think this is the best option for you. Call (909) 493-5631 for an experienced BK Attorney.


• Short Sale/ Standard Sale – selling your property prior to the foreclosure sale may be your best option to avoid a foreclosure. It is best to use an experienced Short Sale Agent who know's how to work with the bank and a home in pre-foreclosure. During the Sale process there may be Homeowner Assistance Programs available for the seller. For an experienced Real Estate Agent Call (909) 493-5631.




Real Estate Services include experienced Short Sale Agents

Real Estate Services include experienced Short Sale Agents

How We Help

Stop Home Foreclosure with a Loan Modification

Foreclosure Assistance

Foreclosure Assistance

Foreclosure Assistance

We know many of you are still recovering from the pandemic and in need of our Real Estate Services. We stop foreclosure by finding Homeowner Assistance Programs that fit your personal situation. We have years of experience working with every lender Applying for Homeowner Assistance Programs, Applying for Loan Modifications, Postponing Auc

We know many of you are still recovering from the pandemic and in need of our Real Estate Services. We stop foreclosure by finding Homeowner Assistance Programs that fit your personal situation. We have years of experience working with every lender Applying for Homeowner Assistance Programs, Applying for Loan Modifications, Postponing Auction dates, Filling BK... We've saved hundreds of  homes. It is critical to have access to expert advice, programs, and assistance. 

Riverside, California Apply for Homeowner Assistance. Stop Home Foreclosure

Step By Step

Foreclosure Assistance

Foreclosure Assistance

  • Schedule a Free Consultation Call
  • We apply for the Homeowner's Assistance Program that best fits your personal situation
  • We call the bank to get the process started
  • We complete the paperwork
  • We submit a completed Application in the correct order with verification 
  • We continue to call the bank to get weekly updates.
  • We review your approved Homeo

  • Schedule a Free Consultation Call
  • We apply for the Homeowner's Assistance Program that best fits your personal situation
  • We call the bank to get the process started
  • We complete the paperwork
  • We submit a completed Application in the correct order with verification 
  • We continue to call the bank to get weekly updates.
  • We review your approved Homeowner Assistance Program
  • We review the finial documents after all trail payments are complete. 
  • And More

📞 Book Now
Pat Lutz Founder of Action Saves Homes. Real Estate Services

Our Experts

Foreclosure Assistance

Our Experts

Founder Pat Lutz has built a well trained and experienced team that will fight the foreclosure for you. We have  over 6 years of experience Applying for Homeowner Assistance Programs, Completing Loan Modifications, Filing BK...our experts have extensive backgrounds and have worked with every lender. After your free consultation phone call

Founder Pat Lutz has built a well trained and experienced team that will fight the foreclosure for you. We have  over 6 years of experience Applying for Homeowner Assistance Programs, Completing Loan Modifications, Filing BK...our experts have extensive backgrounds and have worked with every lender. After your free consultation phone call you will know what Homeowner Assistance Programs are available for you. Our real estate services fit your every need.

We can give you answers today! 

Stop Foreclosure

Action Save Homes

Let's talk about your personal foreclosure situation

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